Personal Checking
REGULAR PERSONAL CHECKING ACCOUNT
(Non-Interest Bearing)
| Minimum deposit required to open | $200.00 |
| Monthly maintenance fees: | |
| Minimum daily balance of | Fee Below |
| $300.00 – $499.99 | $4.00 |
| $200.00 – $299.99 | $5.00 |
| $100.00 – $199.99 | $6.00 |
| Below $100.00 | $7.00 |
| Minimum daily balance required to avoid monthly maintenance fee | $500.00 |
| Per check/debit posted: 1st 10 debits | No Charge |
| Each additional check/debit (if the minimum daily balance falls below $500.00) | $0.15 |
| Statement Period: | Monthly |
| Monthly dormant* account charge | $2.00 |
- *Dormant: No activity for the past 12 months.
- Additional Fees: See Deposit Related Miscellaneous Fees and Charges
SENIOR PERSONAL CHECKING ACCOUNT
(Non-Interest Bearing)
Customer must be age 65 or above
| Minimum deposit required to open | $200.00 |
| Monthly maintenance fee | None |
| Per check/debit posted | No Charge |
| Statement Period: | Monthly |
| Monthly dormant* account charge | $2.00 |
- *Dormant: No activity for the past 12 months.
- Additional Fees: See Deposit Related Miscellaneous Fees and Charges.
NOW ACCOUNT
(Interest Bearing)
| Minimum deposit required to open | $1,500.00 |
| Monthly maintenance fees: | |
| Minimum daily balance of | |
| $1,500.00+ | None |
| $1,000.00 – $1,499.99 | $5.00 |
| Below $1,000.00 | $8.00 |
| Per check/debit posted: | |
| Minimum daily balance $1,500.00+ | No Charge |
| Minimum daily balance below $1,500.00 | |
| 1st 10 debits | No Charge |
| Each additional check/debit | $0.15 |
| Statement Period: | Monthly |
| Monthly dormant* account charge | $2.00 |
- *Dormant: No activity for the past 12 months.
- Additional Fees: See Deposit Related Miscellaneous Fees and Charges.
- Interest Rate: Contact the Bank.
- Annual Percentage Yield: Contact the Bank.
- Interest computed on the daily balance.
- Interest compounded monthly & credited to your account monthly.
- Interest begins to accrue on the business day you deposit non-cash items.
- If you close your account before interest is credited, you will not receive the accrued interest.
- Interest Rate and Annual Percentage Yield may change on your account, at any time, at our discretion.
SUPER NOW ACCOUNT
(Interest Bearing)
| Minimum deposit required to open | $10,000.00 |
| Monthly maintenance fees: | |
| Minimum daily balance of $10,000.00+ | None |
| Minimum daily balance of $2,500.00 – $9,999.99 | $5.00 |
| Minimum daily balance below $2,500.00 | $7.50 |
| Per check/debit posted: | |
| Minimum daily balance $10,000.00+ | No Charge |
| Minimum daily balance below $10,000.00 | $0.15 |
| Statement Period: | Monthly |
| Monthly dormant* account charge | $2.00 |
- *Dormant: No activity for the past 12 months.
- Additional Fees: See Deposit Related Miscellaneous Fees and Charges.
- Interest Rate: Contact the Bank.
- Annual Percentage Yield: Contact the Bank.
- Interest computed on the daily balance.
- Interest compounded monthly & credited to your account monthly.
- Interest begins to accrue on the business day you deposit non-cash items.
- If you close your account before interest is credited, you will not receive the accrued interest.
- Interest Rate and Annual Percentage Yield may change on your account, at any time, at our discretion.