Mer Rouge State Bank

Mer Rouge State Bank and/or its service providers (herein referred to as “we”, “us”, and/or “our”) own, operate, and control this website and the pages thereof (collectively the “website”). We require all users and viewers of our website agree to the following terms as a condition prior to accessing our website. BY ACCESSING THIS WEBSITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS AGREEMENT. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, YOU SHOULD NOT ACCESS THIS WEBSITE, OR ANY PAGES THEREIN. WE MAY MODIFY THIS AGREEMENT AT ANY TIME WITHOUT NOTICE TO YOU. WE ENCOURAGE YOU TO CAREFULLY REVIEW THIS AGREEMENT IN DETAIL PERIODICALLY TO MAKE SURE YOU ARE FAMILIAR WITH OUR CURRENT TERMS AND CONDITIONS. ANY ACCESS TO THE WEBSITE AFTER CHANGES, WHETHER OR NOT YOU HAVE REVIEWED THE AMENDED AGREEMENT, CONSTITUTES YOUR ACCEPTANCE OF THE AGREEMENT AS CHANGED.

Illegal Use

Unauthorized use of Mer Rouge State Bank’s website and systems including but not limited to unauthorized entry into our Internet banking system, internal network, misuse of passwords, or misuse of any information posted on our website is strictly prohibited. You agree not to use our website for illegal purposes or for the transmission of material that is unlawful, harassing, untrue, damaging to others, invasive of another's privacy, abusive, threatening, obscene, or that infringes the rights of others. You also agree that your use of our Website is personal to you and that you will not resell or assign use of our website or make any unauthorized commercial use of our website.

Customer Responsibility

You are responsible for obtaining and maintaining all services, software, and equipment necessary for you to access and use the website. We are not responsible or liable to you for any errors or failures resulting from defects in or malfunction of your equipment, software, or services, nor are we responsible or liable to you for any virus, service malfunction, equipment failure, or related problems that may be associated with the use of an online system. WE MAKE NO WARRANTY, EITHER EXPRESS OR IMPLIED, TO YOU REGARDING YOUR EQUIPMENT, SOFTWARE, OR SERVICES, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

If you have an account or plan to open an account with Mer Rouge State Bank, you agree to provide Mer Rouge State Bank with current, complete, and accurate information about you as prompted by the applicable registration process. You further agree to regularly update this information to maintain its completeness and accuracy. You agree to use this Website to access only those accounts on which you are authorized to act, and to use your own credentials when accessing accounts on which you are authorized to act. You are solely responsible for all activities that occur in connection with your credentials. If you become aware of any suspicious or unauthorized conduct concerning your accounts or credentials, you agree to contact Mer Rouge State Bank immediately. You are responsible for protecting the security of any credentials you use in connection with our Website and the security and integrity of any materials you download from our Website.
With respect to your account and your online conduct, you agree to comply with all laws, rules, codes, and regulations of the United States, including without limitation, all laws, rules, codes, regulations, decrees, acts, orders, directives, legislation, bills, and statutes pertaining to tax, contracts, intellectual property, e-commerce, banking, technology, computers, fraud, data security, and privacy. In the event that you should have any claim or cause of action against us arising out of your use of the Website, you agree that, regardless of any statute or law to the contrary, such claim or cause of action must be initiated or filed in a court of competent jurisdiction within one (1) year after occurring or accruing or be forever barred.

Website Content

You acknowledge and agree that Mer Rouge State Bank, our licensors, and/or our service providers own all rights to this website and the content and works of authorship displayed on the website, including, without limitation, text, software, photos, images, audio, video and graphics (collectively, the “Site Property”). You acknowledge and agree that Mer Rouge State Bank names and logos and all related product names, design marks, and slogans, as well as other trade and service marks appearing on the website, are the property of Mer Rouge State Bank, our licensors and/or service providers. You acknowledge that you are not authorized to use any Site Property without prior express written consent and/or the prior express written consent of the owner. Mer Rouge State Bank reserves all rights not expressly granted in this Agreement.

Any and all information, materials, product offerings, services, terms and conditions are subject to change without notice.

We reserve the right to determine your eligibility for any product or service.

This website is not directed to children. We do not knowingly collect names, emails addresses, or any other personally identifiable information from children under the age of 18. We do not knowingly allow children under 18 to access our Website.

Our website may include linked 3rd party sites that would be of interest to children. We are not responsible for the privacy and security practices of these sites. Parents should review the privacy policies of these sites closely before allowing children to provide any personally identifiable information.

E-Mails and Messaging

We take reasonable measures to protect the security of information electronically transmitted to us using customer service information forms integrated into our website. However, we advise you to exercise caution when sending us an email because such transmissions may not be secure.

Please do not use email to send us confidential or privileged information (such as account numbers or financial information), information that may need our immediate attention, or information we have required you to send us in a signed writing or by other express means. We will not be liable to you for any losses or damages incurred as a result of the interception or unauthorized use by any third-party of any information transmitted by you via insecure email or as a result of your use of email for the transmission of, or our failure to respond to email that includes, information that we have required you submit through another express means or medium.

If you communicate with us via our email within our website, you may receive an automated response acknowledging that you have transmitted an email to us. However, the automated response does not mean that we actually have received, reviewed, or taken any action in response to your email or that we have committed to take any action in response to your email. THE BANK’S EMAIL SHOULD NOT BE USED TO REQUEST BANK TRANSFERS, STOP PAYMENTS, OR LOAN PAYMENTS. Please call us at 318-647-3677 or come by the Bank to make those requests.

Linked Third-Party Sites

Mer Rouge State Bank maintains this website to provide you with information about our products and services. For your convenience, we may also provide links to various third parties websites that may be of interest to you. Mer Rouge State Bank does not control linked third-party sites. When you click on links to third-party sites, you will leave our website and will be redirected to another site. Linking to other third-party sites is at your own risk. The content on linked sites may change without notice.

WE MAKE NO REPRESENTATION OR WARRANTY REGARDING THE ACCURACY OF THE INFORMATION CONTAINED IN LINKED THIRD-PARTY SITES.

We suggest that you always verify the information obtained from linked sites before acting upon this information. Mer Rouge State Bank is not an agent for linked third parties nor do we endorse or guarantee their products and services. The products and services offered by linked third parties are not products of Mer Rouge State Bank and are not insured by any governmental agency such as the FDIC.
Also, please be aware that the security and privacy policies on linked sites may be different from our policies, so please read third-party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third-party sites, please contact the third-party directly.

Use of Information Submitted Through the Website

Any communication or material that you transmit to us through this website or through electronic mail may be used only by Mer Rouge State Bank for the purposes described in our privacy policy. All information submitted to our website shall be considered and shall remain the property of Mer Rouge State Bank; this information will only be used internally for the purpose intended or as allowed by law.

Mer Rouge State Bank shall be free to use, for any purpose, any idea, concept, know-how or technique contained in information submitted by a visitor to us through this website and Mer Rouge State Bank shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by direct customer relationship, or as otherwise specifically agreed or required by law. Nothing contained herein shall be construed as limiting or reducing Mer Rouge State Bank responsibilities and obligations to customers in accordance with our privacy policy.

No Warranties

Any dated information on this site is "As Of" its date only. We will use every reasonable effort to include accurate and up to date information on the site, but we make no warranties or representations as to the accuracy of the information, DATED OR OTHERWISE, AND WE EXPRESSLY DISCLAIM ANY AND ALL LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS.

All information, materials AND services contained in this site, including graphics, links, AND ANY other items are provided "AS IS", "AS AVAILABLE" to the user without express or implied warranties of any kind including the warranties of merchantability, non-infringement of intellectual property, fitness for any particular purpose, AND FREEDOM FROM COMPUTER VIRUS.

Trademark Notices

All registered and unregistered trademarks are the sole property of their respective owners. Unauthorized reproduction in whole or part is prohibited.

Copyright Notices

Mer Rouge State Bank owns copyright in the pages, screens, text, sound recordings, and images appearing at this site unless otherwise indicated.

Governing Law

This agreement shall be governed by and construed in accordance with federal statutes and the laws of Louisiana.

This website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

Limitation of Liability

Mer Rouge State Bank will under no circumstances be liable to you and/or any third-party for any damages including without limitation direct or any indirect, special, consequential, incidental or punitive damages whatsoever, arising in connection with this website or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, line or system failure, even if Mer Rouge State Bank has been advised of the possibility of such damages.

FURTHERMORE, Mer Rouge State Bank will not be liable for any difficulty in use, or for the incompatibility between this website and YOUR WEB BROWSER OR OTHER site accessing program. Nor will Mer Rouge State Bank be liable for any other problems you experience due to causes beyond our control.

No license to you is implied in these disclaimers, except as may be otherwise expressly provided by written agreement between you and Mer Rouge State Bank.

Additional Terms

Certain services or pages on this website may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those services or pages.

Americans with Disabilities Act

If a physical impairment restricts you from accessing our website, please contact us at 318-647-3677 for further assistance.