Personal Checking

 

 

REGULAR PERSONAL CHECKING ACCOUNT
(Non-Interest Bearing)

Minimum deposit required to open

$200.00

Monthly maintenance fees:

 

Minimum daily balance of

Fee Below

     $300.00 - $499.99

$4.00

     $200.00 – $299.99

$5.00

     $100.00 - $199.99

$6.00

     Below $100.00

$7.00

Minimum daily balance required to avoid monthly maintenance fee

$500.00

Per check/debit posted: 1st 10 debits

No Charge

Each additional check/debit (if the minimum daily balance falls below $500.00)

$0.15

Statement Period:

Monthly

Monthly dormant* account charge

$2.00

*Dormant: No activity for the past 12 months.
Additional Fees: See Deposit Related Miscellaneous Fees and Charges.

SENIOR PERSONAL CHECKING ACCOUNT
(Non-Interest Bearing)

Customer must be age 65 or above

Minimum deposit required to open

$200.00

Monthly maintenance fee

None

Per check/debit posted

No Charge

Statement Period:

Monthly

Monthly dormant* account charge

$2.00

*Dormant: No activity for the past 12 months.
Additional Fees: See Deposit Related Miscellaneous Fees and Charges.

NOW ACCOUNT
(Interest Bearing)

Minimum deposit required to open

$1,500.00

Monthly maintenance fees:

 

Minimum daily balance of

 

     $1,500.00+

None 

     $1,000.00 - $1,499.99

$5.00 

     Below $1,000.00

$8.00 

Per check/debit posted:

 

     Minimum daily balance $1,500.00+

No Charge

     Minimum daily balance below $1,500.00

 

1st 10 debits

No Charge

Each additional check/debit

$0.15

Statement Period:

Monthly

Monthly dormant* account charge

$2.00

*Dormant: No activity for the past 12 months.
Additional Fees: See Deposit Related Miscellaneous Fees and Charges.
Interest Rate: Contact the Bank.
Annual Percentage Yield:  Contact the Bank.
Interest computed on the daily balance.
Interest compounded monthly & credited to your account monthly.
Interest begins to accrue on the business day you deposit non-cash items.
If you close your account before interest is credited, you will not receive the accrued interest.
Interest Rate and Annual Percentage Yield may change on your account, at any time, at our discretion.

SUPER NOW ACCOUNT
(Interest Bearing)

Minimum deposit required to open

$10,000.00

Monthly maintenance fees:

 

     Minimum daily balance of $10,000.00+

None

     Minimum daily balance of $2,500.00 - $9,999.99

$5.00

     Minimum daily balance below $2,500.00

$7.50

Per check/debit posted:

 

     Minimum daily balance $10,000.00+

No Charge

     Minimum daily balance below $10,000.00

$0.15

Statement Period:

Monthly

     Monthly dormant* account charge

$2.00

*Dormant: No activity for the past 12 months.
Additional Fees: See Deposit Related Miscellaneous Fees and Charges.
Interest Rate: Contact the Bank.
Annual Percentage Yield: Contact the Bank.
Interest computed on the daily balance.
Interest compounded monthly & credited to your account monthly.
Interest begins to accrue on the business day you deposit non-cash items.
If you close your account before interest is credited, you will not receive the accrued interest.
Interest Rate and Annual Percentage Yield may change on your account, at any time, at our discretion.

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